01263naa a2200181 a 450000100080000000500110000800800410001902400540006010000140011424500780012826000090020652007290021565000110094465000230095565000160097865000110099477300760100520973622018-10-15       1987    bl uuuu     u00u1 u    #d7 ahttps://doi.org/10.1016/0269-7475(87)90055-92DOI1 aALLEN, M.  aQuestioning the need for seasonal farm credit?cases from Northern Zambia.  c1987  aAbstract: Inadequate attention has been paid to the careful appraisal of the need for small farmer credit schemes. The need has been assumed to exist. A survey undertaken in three Chiefdoms of northern Zambia, which have experienced recent and rapid expansion of cash crop production, calls this assumption into question. Over 80 per cent of the sample financed their first agricultural input purchases from sources other than borrowing: mostly from home-based businesses. The study concludes that, under conditions of land surplus, such as in Zambia, seasonal credit for small farmers is unnecessary and wasteful and should be abandoned in favour of medium-term credit for oxenisation, or large, curative lime applications.  aAfrica  aFarm Credit System  aSmall farms  aZambia  tAgricultural Administration and Extensiongv. 25, n. 1, p. 25-36, 1987.